The banks will probably do a credit check on you and turn you down. If you do open an account while you owe those sums of money, T mobile and Bank of America can get a summary judgement and take the money out of your account.
Your money that you OWE them?
You are why collection agencies exist and the economy is garbage.
Quit living beyond your means you non-contributing f***..
And take, THEIR money. Pay your bills.
Get a gun & protect your money !
Yes, they will.