in dollars or in months of expenses, how much you keep in the checking? would that change if you are getting a weekly direct deposit paycheck instead of bi weekly (account always gets refilled)?

How much you keep in your checking account?

I keep as little as possible in my checking account because in the UK it does not attract interest. I put all surplus to immediate needs in a savings account earning interest.

Minimum 6 months average expense

I only keep $10.01 in it, and, no.