Ok so I think Wells Fargo secretly takes money out my bank account, for example I went from $521 down to $501 and I know for a fact I didn't take out no twenty dollars and its not from pending because I check my account each time I use my card. For who ever has this bank has something like this ever happened to you?

I have used Wells Fargo for many years and I have never had issues with money missing from my account.

Check your bank statements and see what the money is being used to pay. Balancing your bank statement once a month should help you track money that you don't know what it was spent on. The bank statement should show every amount deposited and every amount withdrawn and who it went to. If you don't know how to balance a statement, a banker can show you.

Wells Fargo has several different styles of accounts and some of the account choices do have monthly fees. Check your statement to see if the bank is pulling account fees. Talk to a banker about the issues with your account. It is possible that someone is making small fruadulant withdrawls from your account and hoping you won't notice. Who else has access to your account? Is there a chance that someone has copied your bank account number or your atm card number and is making small purchases hoping you won't miss small amounts?

Good luck. I really don't think it is Wells Fargo taking your money unless you have an account that is charging monthly fees. If so, you can talk to a banker about how to get a free account. It isn't that hard to get the requirements for that.

I have Wells Fargo and the only money over pulled from my account is what I have spent.

Check your account via the app or website and see what activity has occurred. Perhaps you forgot about a purchase? Or maybe you got gas or something where they place a hold other than the amount you actually purchase and those additional funds have not yet been released?

Make the subtractions that you've had and see if they add up.

You probably had a merchant that charged you late after the purchase or they changed the amount while the transaction was pending. An example of this is at a gas station, they might initially charge you for $1 then change it to the correct amount.

Use a transaction register to keep track of your expenses to avoid this problem.

Banks would not risk their billion dollar businesses by taking "pennies" out of people's accounts. Review your activity more closely. Monthly fees is an excellent guess.

Check your statement and there has to be a reason for that money to be deducted from your account.